.fintech-process {
  background: #0d0c18;
  color: white;
  padding: 6rem 1.5rem;
  position: relative;
  overflow: hidden;
  z-index: 10;
}

.process-subtitle {
  text-align: center;
  color: #a855f7;
  font-weight: 600;
  font-size: 0.875rem;
  text-transform: uppercase;
  margin-bottom: 0.25rem;
}

.process-title {
  text-align: center;
  font-size: 2.5rem;
  font-weight: bold;
  margin-bottom: 1rem;
}

.process-divider {
  border-top: 2px solid #a855f7;
  width: 4rem;
  margin: 0 auto 2.5rem;
}

.process-desc {
  text-align: center;
  color: #d4d4d8;
  max-width: 768px;
  margin: 0 auto 5rem;
  font-size: 1.125rem;
}

.process-aura {
  position: absolute;
  top: -4rem;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 600px;
  background: #a855f7;
  opacity: 0.3;
  border-radius: 50%;
  filter: blur(150px);
  z-index: 0;
}

.process-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  z-index: 10;
}

@media (min-width: 768px) {
  .process-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.process-card {
  position: relative;
  background: #0d0c18b3; /* #0d0c18/70 */
  border: 1px solid #a855f7;
  box-shadow: 0 0 25px rgba(168, 85, 247, 0.3);
  border-radius: 0.75rem;
  padding: 1.5rem;
  max-width: 320px;
  min-height: 240px;
  margin: 0 auto;
  transition: 0.3s ease;
}

.process-card:hover {
  box-shadow: 0 0 45px rgba(168, 85, 247, 0.7);
  transform: scale(1.03);
}

.process-card h3 {
  color: #a855f7;
  font-weight: 600;
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.process-card p {
  color: #d4d4d8;
  font-size: 1rem;
}

.process-card img {
  position: absolute;
  bottom: 1rem;
  right: 1rem;
  width: 80px;
  opacity: 0.6;
}